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Swift Codes or BIC Codes


Find Swift Codes or BIC Codes for Banks branches in India

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SWIFT (or BIC) code

Swift Code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank. The SWIFT (or BIC) code contains 8 to 11 alphanumeric characters. Swift codes are used for transferring money between banks, especially for international wire transfers, and also for the exchange of other messages between them.

How SWIFT Code Is Formed?

Swift Codes or BIC Codes, bank Swift Codes or BIC Codes, bank of baroda, state bank of india, canara, punjab, Indian

  • First 4 digits - Are bank code (only letters)
  • Next 2 digits - Are country code
  • Next 2 digits - Are location code
  • Last 3 digits - Are branch code (letters and digits)

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Difference Between SWIFT And MICR Code

  • SWIFT code is a code that is alloted to an institution that acts as the institution’s identity in the foreign market. MICR is a technology that uses magnetic ink and makes processing of a large number of checks (cheques) very easy.
  • SWIFT basically defines the identity of an institution/organization and in most of the cases it deals with the banking institutions. On the other hand, MICR code has been designed to speed up the process of checks clearance.

Difference Between SWIFT And IFSC Code

  • SWIFT code is for international money transfer while IFSC code is used for money transfer within India
  • SWIFT code has 8 or 11 alphanumeric characters while IFSC codes contain 11 alphanumeric characters.

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